Service
Parameters
Terms of Service and User Agreement for Stone and Receipt.
DISCLAIMER: This document is a standardized template for informational purposes and does not constitute professional legal or financial advice. We recommend consulting with a qualified professional in Ottawa, Ontario, regarding specific tax obligations.
1. Acceptance of Terms
By accessing and using the digital interface provided by Stone and Receipt, you acknowledge that you have read, understood, and agree to be bound by these Service Parameters (hereinafter "Terms"). These Terms constitute a legally binding agreement between you and Stone and Receipt. If you do not agree with any part of these Terms, you must immediately cease all use of our platform, tools, and content.
2. Description of Services
Stone and Receipt provides educational resources, analytical tools, and informational modules focused on the mechanics of Capital Gains Tax (CGT) in Canada, specifically within the jurisdiction of Ontario and federal regulations. Our services include:
- Inclusion rate calculation simulations based on current CRA (Canada Revenue Agency) guidelines.
- Educational breakdowns of property disposal protocols and adjusted cost base (ACB) logic.
- Data input modules for tracking potential tax liabilities.
- Reporting templates for personal record-keeping.
3. User Conduct and Prohibitions
Users are granted a non-exclusive, non-transferable, revocable license to access the site for personal, non-commercial use. You strictly agree NOT to:
- Circumvent or attempt to disable any security features or data tracking modules.
- Use automated systems (bots, spiders, or scrapers) to extract data from the inclusion rate tables or exemption parameters.
- Misrepresent your identity or provide fraudulent financial data within the filing process simulations.
- Reverse engineer any proprietary algorithms used for tax coefficient calculations.
4. Intellectual Property
All content, including but not limited to text, graphics, logos, tool interfaces, and the "Stone and Receipt" branding, is the exclusive property of Stone and Receipt or its licensors. This material is protected by Canadian copyright, trademark, and other intellectual property laws. Unauthorized reproduction or redistribution of our "Capital Gains Processing Hub" modules or "Property Disposal Protocols" is strictly prohibited.
5. Disclaimer of Warranties
The services are provided on an "AS IS" and "AS AVAILABLE" basis.
Stone and Receipt makes no representations or warranties of any kind, express or implied, regarding the accuracy of tax calculations, as tax laws in Canada (including the Income Tax Act) are subject to frequent legislative changes. We do not guarantee that the platform will be error-free or that the results obtained from the "Data Input and Reporting" tools will be accepted by the CRA.
6. Limitation of Liability
To the maximum extent permitted by applicable law in Ontario, Stone and Receipt, its directors, and employees shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- Errors or omissions in the "Inclusion Rates and Coefficients" provided on the site.
- Financial losses incurred due to reliance on our "Exemption Parameters" summaries.
- Unauthorized access to your data input due to user negligence.
7. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from these Terms or the use of our services shall be subject to the exclusive jurisdiction of the courts located in Ottawa, Ontario.
We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA). Users from other jurisdictions acknowledge that they access the site at their own risk and are responsible for compliance with local laws.
8. Modifications to Service
Stone and Receipt reserves the right to modify, suspend, or discontinue any aspect of the site (including the "Data Tracking Modules" and "Service Parameters") at any time without notice. Continued use of the platform after changes are posted constitutes acceptance of the new Terms.
9. Contact and Operator Information
For questions regarding these Service Parameters, please contact our compliance department:
Entity: Stone and Receipt
Address: 150 Metcalfe St, Ottawa, ON K2P 1P1
Email:
Phone: +1 (216) 325-2330